The Buying Process

The buying process in Spain can actually be completed very quickly - more quickly than the UK process in fact. However, the process can sometimes be a little odd and you need to have some patience. We will help you with all you need, however this is generally the process that you will follow:

• Once you have chosen the property, you will normally put down a non-refundable deposit to secure the property. This is typically 10%, though can be negotiated. This will take the property off the market.
• Over the next 4 to 6 weeks, you should arrange the mortgage, which for non-residents between 70 and 80% of the valuation of the property will typically be available.
• At the point of purchase, the money shall be transferred and the Escritura (which is the purchase document) is signed. This shall be signed at a Notary office in front of a Spanish public Notary
• From the point of the signing of the escritura, the buyer owns the property.

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